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Introducing the Wells Fargo Active Cash℠ Card

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Tell Americans to stay home, and many of them will start projects to improve their house. That’s pretty much what happened when the COVID-19 pandemic began in 2020, and the home improvement boom is continuing in 2021. If you’re going to renovate your home, you’ll want to figure out if it makes sense to use your credit card.

Should You Use a Credit Card for Home Renovations?

Will there be another ‘Roaring Twenties’, just like the years after the Spanish Flu in 1918? An age of the Harlem Renaissance and the speakeasy, Hemingway and Fitzgerald, an artistic explosion filled with new voices and new hope. Or is the economy destined to crash? CompareCredit set out to find out what American's think and why.

Are We On the Verge of Another Roaring 20's?

You already know that credit cards can help you make purchases when you’re low on cash. You may even be savvy enough to take advantage of perks like rewards and cash-back offers. 

10 Secret Benefits of Credit Cards That You Need to Know About

You’re finally ready to upgrade your master bathroom, rehab your kitchen, or replace your leaking roof. The problem is, you don’t have enough cash to cover your home renovation project.

I’m making home renovations – should I get a loan or a credit card?

As much as we’d like to simply tell you the magic number of credit cards you should have in your wallet, it’s not that easy.

Is there such thing as too many credit cards?

Whether you lost track of your balance or you missed a payment, somehow you reached your credit card’s spending limit and sailed right on past it. So what happens now?

Oops, I went over my credit card limit. Now what?

From bill collectors to farmers market vendors, it seems like just about everyone accepts credit cards today. That’s why cold, hard cash can feel almost foreign.

Should I ever get a cash advance on my credit card?

The credit card debt spiral can happen more quickly than you might think: One day you’re obediently paying off your balance every month, and before you know it, you’re drowning in interest because you’ve fallen a bit behind on payments.

Should you accept a balance transfer credit card offer?

primary

No rewards program or cash back on purchases

: Since this card focuses primarily on helping you save money with lengthy low interest rates, you won't earn rewards on purchases

A Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum:

 This is standard for most balance transfer cards, but it's important to note that you will be charged a fee for balance transfers

Intro Balance Transfer APR

Intro Purchase APR

Regular APR

, from our partner Citibank, is a top pick for anyone looking to save money with a long intro APR on balance transfers. This card comes with an intro APR of 

. That lengthy intro period on balance transfers could potentially save you hundreds of dollars if you’re currently paying a high interest rate on another credit card.

 can come in handy if you need to make a big purchase and want to spread the payments out over a year with no interest. After the intro APRs, the ongoing interest rate will be 

. To top it off, the Citi Diamond Preferred charges no annual fee.

While this card doesn’t come with a dedicated rewards program on purchases, cardholders will enjoy access to Citi Entertainment® which offers special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. And as you use this card to pay down your balances, you can monitor your FICO® score online for free.

Escape high interest rates with extra-long 0% intro APR

Pay no annual fee and enjoy free access to your FICO® score online

Complimentary access to Citi Entertainment®

Current Offer

A top pick for people looking to save money on credit card interest. The 

, from our partner Citibank, is a no annual fee card that offers one of the longest 0% Intro APR available for purchases and balance transfers.

Citibank

0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater

Get free access to your FICO® Score online.

With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.

Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.

The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Citi® Diamond Preferred® Card

 0% for 18 months on Balance Transfers and purchases:

 Having almost two years of 0% interest could potentially save you thousands of dollars if you are transferring your balance from a high-interest credit card or if you need to make a big purchase and want to spread your payments our over time.

: Many of the top credit cards come with annual fees that cut into your savings – not here. Plus, you can easily track your FICO® score online as your pay down your balance.

: Being a cardholder gets you special access to tickets to thousands of events including concerts, sporting events, and more.

Get the Citi Diamond Preferred Credit Card and start saving money with low interest rates. Apply securely online today! | CompareCredit

Citi Diamond Preferred Credit Card Review | CompareCredit

Rewards Rate

Sign Up Bonus

Intro APR

 is a bold new credit card that comes with one of the best cash back offerings we've ever seen. With this no annual fee card, you earn unlimited 

. That means no matter what you're spending on, you'll always earn the same generous rewards rate. No more worrying about rotating categories or annoying monthly caps on the amount of cash back you can earn.

This card also comes with a large sign up bonus – 

. That's hefty offer when you consider that this card has no annual fee! 

If you're looking for a card with 0% intro APR, this 

 is also a great option for you. New cardholders will enjoy 

. After the intro period is up, the ongoing APR is 

Earn unlimited 2% cash rewards on purchases, with no caps, no restrictions, and no annual fee

Score a hefty sign up bonus and pay no annual fee

Enjoy over a year of 0% intro APR on purchases and balance transfers

Finally, a no annual fee cash back card with 

 also offers a generous sign up bonus and low interest rates, making it a top choice for any consumer.

Wells Fargo

New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months

Earn unlimited 2% cash rewards on purchases

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5

No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open

Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge

Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card

Select “Apply Now” to learn more about the product features, terms and conditions

Wells Fargo Active Cash℠ Card

Get the Wells Fargo Active Cash Card and start earning cash rewards with every purchase! | CompareCredit.com

Wells Fargo Active Cash Card Review | CompareCredit.com

Bonus Cash

If you're looking for a powerful cash back credit card that gives you everything you need in one piece of plastic, look no further than the 

. This card comes with both a stellar combo of unlimited cash back on every purchase and a lengthy 0% intro APR.

 with no restrictions. That means whether your spending on groceries, shopping, dining out, or just paying monthly bills, you'll always earn the same rewarding cash back rate – no confusing categories and no spending caps! As a new cardholder, you even earn 

In addition to the cash back rewards this card offers low interest rates: 

 a top choice for a low interest AND you'll enjoy the cash back on purchases. The ongoing APR is 

. To top it off, all of these perks and benefits are included with no annual fee.

Some cards offer more than 1.5% cash back, although they typically come with restrictions

 with no restrictions and no rotating categories

Unlimited 1.5% cash back on purchases with no restrictions, confusing categories or spending caps

No annual fee, no foreign transaction fees, an no minimums for redeeming cash back

Cash Back Details

Extra Perks

Gas Rewards

This popular cash back card takes the hassle out of credit card rewards. With unlimited 

 and no rotating categories, you never have to worry about whether you're earning the best cash back rate.

Capital One

One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Earn unlimited 1.5% cash back on every purchase, every day

No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that

Pay no annual fee or foreign transaction fees

Capital One Quicksilver Cash Rewards Credit Card

Get the Capital One Quicksilver Cash Rewards Credit Card and start earning cash back on every purchase. Apply securely online today! | CompareCredit