Credit Cards
Petal® 2 "Cash Back, No Fees" Visa® Credit Card

Petal® 2 "Cash Back, No Fees" Visa® Credit Card Review

Item: Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Rating: 5
Author: Thomas Donaldson

By Thomas Donaldson

With their unique cash flow approval technology, the Petal® 2 "Cash Back, No Fees" Visa® Credit Card offers unlimited cash back on purchases AND no annual fee to those with No Credit/Limited Credit.

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Petal^® 2 "Cash Back, No Fees" Visa^® Credit Card

(122 reviews)

Current Offer

Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away.

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on WebBank's secure site

Rewards Rate
Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away.
Rates & Fees
No annual fee, No late fee, no international fee
Easy Approval Process
See if you're pre-approved within minutes without impacting your credit score
Annual Fee$0
Credit Score NeededExcellent/Good/Limited/No Credit
Card Brand

Product Details

Click "APPLY NOW" to apply online
No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
Up to 1.5% cash back after making 12 on-time monthly payments
1% cash back on eligible purchases right away
2% - 10% cash back from select merchants
$500 - $10,000 credit limits
Variable APRs 12.99% - 26.99%
Build credit alongside tens of thousands of Petal Card members

Cash flow technology may help applicants without credit history get approved
Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
See if you're pre-approved within minutes without impacting your credit score
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC

Click "APPLY NOW" to apply online
No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
Up to 1.5% cash back after making 12 on-time monthly payments
1% cash back on eligible purchases right away
2% - 10% cash back from select merchants
$500 - $10,000 credit limits
Variable APRs 12.99% - 26.99%
Build credit alongside tens of thousands of Petal Card members

Cash flow technology may help applicants without credit history get approved
Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
See if you're pre-approved within minutes without impacting your credit score
Petal reports to all 3 major credit bureaus
No deposits required
Card issued by WebBank, Member FDIC

Our Expert Review

Editorial Disclosure

Why We Like It

Editorial Disclosure

Offer Rating

5/ 5

By Our Editorial Team

Key Benefit

Earn cash back on purchases while you pay no annual fee and build your credit with responsible use.

Editor

Petal is reimagining how consumers get approved for credit cards. In the past if you were new to credit, you were typically stuck with a credit card with a high annual fee an no rewards program – but not anymore. The Petal® 2 "Cash Back, No Fees" Visa® Credit Card offers anyone with Excellent/Good/Limited/No Credit the ability to earn cash back rewards on purchases: Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. You can even earn cash back rates between 2% and 10% back from select merchants.

Unlike most credit cards for first-timers, this card comes with no annual fee. In fact, there are no fees at all – no late fees, and no foreign transaction fees which makes this card a great choice when traveling overseas. The Petal® 2 "Cash Back, No Fees" Visa® Credit Card has a quick and easy online application that lets you see if you're pre-qualified in minutes with no impact to your credit score.