Petal 1 "No Annual Fee" Visa® Credit Card Review | CompareCredit.com

Petal® 1 "No Annual Fee" Visa® Credit Card Review

By Thomas Donaldson

Perfect for anyone with Fair/Bad/Limited/No Credit, get started on your credit building journey with this unique credit card. Unlike most credit cards for beginners, with the Petal® 1 "No Annual Fee" Visa® Credit Card you pay no annual fee and enjoy between 2% and 10% cash back from select merchants.

Petal® 1 "No Annual Fee" Visa® Credit Card

(487 reviews)

Current Offer
No annual fee & between 2% and 10% cash back from select merchants
Apply Now

on WebBank's secure site

  • Earn between 2% and 10% cash back from select merchants
  • Pay no annual fee and no foreign transaction fees
  • Easily see if you're pre-approved within minutes without impacting your credit score
  • $0
  • Fair/Bad/Limited/No Credit
Product Details
  • Click "APPLY NOW" to apply online
  • $0 Annual Fee
  • 2% - 10% cash back from select merchants
  • $500 - $5,000 credit limits
  • Variable APRs 19.99 - 29.49% APR
  • No annual or international transaction fees. Late and returned payment fees may apply
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC

Our Expert Review

Why We Like It


Offer Rating

4.5/ 5

By Our Editorial Team

Key Benefit

Pay no annual fee while you build your credit and enjoy between 2% and 10% cash back from select merchants.

Compare Credit logomarkEditor

Are you looking for a credit card to get you started with building credit, but you don't want to have to pay an annual fee? Look no further than the Petal® 1 "No Annual Fee" Visa® Credit Card. This card is specially designed for consumers with Fair/Bad/Limited/No Credit, and you can easily see if you're pre-approved within minutes without impacting your credit score.

Another great feature of this card is that users can earn cash back on purchases – between 2% and 10% cash back from select merchants. It's rare for a credit card available to those with Fair/Bad/Limited/No Credit to offer cash back, so this is an excellent perk alongside the $0 annual fee.

Pros & Cons

Pros

  • Build credit while you pay $0 annual fee
  • Earn between 2% and 10% cash back from select merchants
  • See if you're pre-approved within minutes without impacting your credit score

Cons

  • No intro APR on purchases or balance transfers
  • Cash back is only on select purchases

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