- Credit Cards
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- Petal® 1 "No Annual Fee" Visa® Credit Card
Petal® 1 "No Annual Fee" Visa® Credit Card Review
By Thomas Donaldson
Perfect for anyone with Fair/Bad/Limited/No Credit, get started on your credit building journey with this unique credit card. Unlike most credit cards for beginners, with the Petal® 1 "No Annual Fee" Visa® Credit Card you pay no annual fee and enjoy between 2% and 10% cash back from select merchants.
Current Offeron WebBank's secure site
- Earn between 2% and 10% cash back from select merchants
- Pay no annual fee and no foreign transaction fees
- Easily see if you're pre-approved within minutes without impacting your credit score
- $0
- Fair/Bad/Limited/No Credit
Product Details
- Click "APPLY NOW" to apply online
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
- Click "APPLY NOW" to apply online
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Our Expert Review
Why We Like It
Offer Rating
4.5/ 5
By Our Editorial Team
EditorAre you looking for a credit card to get you started with building credit, but you don't want to have to pay an annual fee? Look no further than the Petal® 1 "No Annual Fee" Visa® Credit Card. This card is specially designed for consumers with Fair/Bad/Limited/No Credit, and you can easily see if you're pre-approved within minutes without impacting your credit score.
Another great feature of this card is that users can earn cash back on purchases – between 2% and 10% cash back from select merchants. It's rare for a credit card available to those with Fair/Bad/Limited/No Credit to offer cash back, so this is an excellent perk alongside the $0 annual fee.
Pros & Cons
Pros
- Build credit while you pay $0 annual fee
- Earn between 2% and 10% cash back from select merchants
- See if you're pre-approved within minutes without impacting your credit score
Cons
- No intro APR on purchases or balance transfers
- Cash back is only on select purchases
