Best Credit Cards to Use Instead of Store Credit Cards | CompareCredit™

Best Credit Cards to Use Instead of Store Credit Cards


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Here’s the problem with companies like Apple, Target, Old Navy and others who offer credit cards to people looking to saving money with that specific retailer.

  • Their credit cards usually have incredibly high interest rates, as high as 27%. (ouch)
  • The rewards you earn are usually limited to that store. (not flexible)
  • They usually don’t come with 0% Intro APR periods. (you accrue interest faster)

Did you know, that you can get a credit card with 0% Intro APR for 12, 15, 18 or even up to 21 months? Yup, that’s like a 0% interest loan for over a year!

These cards also come with rewards like up to 5% cash back, $500 bonus cash or unlimited 1.5% cash back on all purchases. Because you redeem your cash back as a statement credit, there’s no limit to how or where you can use your cash back.

Forget the store credit card and get a better card to help you save money on interest and earn more cash back with flexible redemption options.

Apply today to start taking advantage of these rich rewards!

Blue Cash Preferred® Card from American Express

(338 reviews)

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The Blue Cash Preferred® Card from American Express is specifically designed for consumers who spend a lot of money on groceries and gas purchases. Cardholders receive 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.

In addition to the stellar rewards rate, cardholders can kickstart your cash back earnings and earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. There is a $95 annual fee associated with this card, but that's pretty easy to justify when you consider all the cash back it offers. To top it off, there is an intro APR of 0% on purchases for 12 months and N/A.

American Express Cash Magnet® Card – $150 Welcome Offer

(539 reviews)

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Keep more of your hard-earned money with unlimited 1.5% Cash Back on your purchases with the American Express Cash Magnet® Card – $150 Welcome Offer. American Express makes earning cash back easy – no more worrying about rotating categories or having to sign up to earn bonus rewards. New cardholders can also kickstart their cash rewards and earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months.

But it doesn't stop there, you can also use the American Express Cash Magnet® Card – $150 Welcome Offer to get out from under steep interest rates with an intro APR of 0% on purchases for 15 months and N/A. And did we mention that the American Express Cash Magnet® Card – $150 Welcome Offer comes with no annual fee? There's a lot to love with this powerful piece of plastic!

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