Here’s the problem with companies like Apple, Target, Old Navy and others who offer credit cards to people looking to saving money with that specific retailer.
- Their credit cards usually have incredibly high interest rates, as high as 26.99%. (ouch)
- The rewards you earn are usually limited to that store. (not flexible)
- They usually don’t come with 0% Intro APR periods. (you accrue interest faster)
Did you know, that you can get a credit card with 0% Intro APR for 12, 15 or even up to 18 months? Yup, that’s like a 0% interest loan for over a year!
These cards also come with rewards like up to 5% cash back, $200 bonus cash or unlimited 1.5% cash back on all purchases. Because you redeem your cash back as a statement credit, there’s no limit to how or where you can use your cash back.
Forget the store credit card and get a better card to help you save money on interest and earn more cash back with flexible redemption options.
Apply today to start taking advantage of these rich rewards!
American Express Cash Magnet® Card – $150 Welcome Offer
Keep more of your hard-earned money with unlimited 1.5% Cash Back on your purchases with the American Express Cash Magnet® Card – $150 Welcome Offer. American Express makes earning cash back easy – no more worrying about rotating categories or having to sign up to earn bonus rewards. New cardholders can also kickstart their cash rewards and earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months.
But it doesn't stop there, you can also use the American Express Cash Magnet® Card – $150 Welcome Offer to get out from under steep interest rates with an intro APR of 0% on purchases for 15 months and N/A. And did we mention that the American Express Cash Magnet® Card – $150 Welcome Offer comes with no annual fee? There's a lot to love with this powerful piece of plastic!