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The Best Cash Back Credit Card We've Ever Seen

Using a cash back credit card is arguably the easiest way to earn extra cash and save money on the things you purchase every day.

But are they really worth the hassle?

What hassle? Cash back cards skip complicated rewards points systems and confusing equations like mileage conversions. They're simple. When you spend money on eligible purchases, you earn bonus cash.

Of course, the best ones put the most money back in your pocket. If you’re not getting at least 2% cash back, you're missing out on big savings.

Cool. But what makes this one so special?

Here's why we're calling it the best of the best. The Wells Fargo Active Cash Card offers an unbeatable 2% cash rewards on purchases. We're talking no restrictions, no special categories, and no caps on how much cash back you can earn.

I feel like other cards are basically the same.

Feelings are important, but we beg to differ. This is the first card ever to offer consumers a flat-rate 2% cash rewards program without a catch.

More? Great news, there's more. You also earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.

Impressive. So, what's this going to cost me?

How about zero dollars? That's right, there is a $0 annual fee with the Wells Fargo Active Cash Card. Translation: Not getting this card leaves money on the table.

And there's one more zero to get excited about. 0% Intro APR for 15 months on purchases & qualifying balance transfers means well over a year to pay down your balance… interest free. After the intro period is up, your variable APR will be 14.99% to 24.99%.

It's hard to argue against cash without a catch.

Don’t we know it. This card is a great fit for most people whether it’s planning a big purchase, improving a credit profile, or just looking to save more money. Here’s a recap of what you get with the Wells Fargo Active Cash Card:

  • Unlimited 2% cash back on purchases – no restrictions, no rotating categories, and no quarterly caps!
  • Earn $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months
  • 0% Intro APR for 15 months on purchases & qualifying balance transfers, then 14.99% to 24.99% Variable
  • $0 Annual Fee

How exactly do I get one?

In a word, quickly. That's because you could get a decision in 60 seconds or less. It's a good thing, since there's no guarantee how much longer they'll be offering it.

You can get your application started here.

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