CompareCredit | Money Talks: 3 Simple Tips For Talking Money with Your Partner
Skip to main content

Money Talks: 3 Simple Tips For Talking Money with Your Partner

Money talks with your partner can be a tricky subject to navigate. With the right approach, however, it is possible to have successful conversations about finances without too much stress. Here are three tips for having productive money talks with your partner:

1. Start Off on the Right Foot

Before you initiate a money talk with your partner, take some time to reflect on how best to phrase things and try to start in an open-minded and understanding way. Make sure you

communicate clearly and stay focused; this will make it easier for both of you to stay calm during difficult discussions. The goal should always be compromise and understanding rather than pointing fingers or assigning blame.

2. Set Financial Goals Together

A great way to ensure that both partners are on the same page when it comes to financial goals is by establishing them together as a team effort from the get-go. Discussing what each of your respective goals involve (short term versus long term) and coming up with plans for achieving those goals makes everyone feel involved and more committed to reaching them as well! This helps create trust and strengthens communication between couples so that future money talks become less stressful–and even enjoyable!

3. Don’t Take Shortcuts

Avoid making rash decisions or impulsive purchases just because one person wants something badly enough at the moment–this could lead to regret later down the line if it wasn’t thought through properly beforehand! It’s important not only to discuss spending habits but budgeting as well; setting limits upfront can help prevent unnecessary debts or expenses in the future while keeping track of every dollar spent ensures that everything is accounted for along our journey towards financial success together.

Having successful money talks doesn't have to be an intimidating experience--with proper planning ahead of time coupled with honest communication throughout, couples can easily come up with solutions they're both happy about!

Michael is's co-founder and a credit card industry insider. He spent 15 years working for top-tier U.S. banks and helped shape the way people currently compare and apply for credit cards online.

As Seen In

  • PBS Logo
  • Forbes Logo
  • USA Today Logo
  • Wall Street Journal Logo
  • Techcrunch Logo

Trust & Secure

  • Leading Financial Comparison website
  • Norton