The Best Balance Transfer Card of 2022 |
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Take a 18-month Break From Paying Interest

We're declaring a new Best in Class winner in the Balance Transfer category.

The offers a full on balance transfers. That's an interest-free period of well over a year, which is the most important factor you'll need to consider.

Bottom Line:

  • 0% Intro APR for 18 months on balance transfers. Sign up online today and you won't pay any interest at all until September 2023. The 18 month period starts when you open the account and applies to all qualifying balance transfers. After the intro period, the Regular APR is .

  • Earn up to 5% cash back on purchases:

  • $0 annual fee.

Why We Rate This The Top Balance Transfer Card

Balance transfer credit cards are basically measured by a single standard — time. It's all about how much time they give you to pay down debt without interest. By that standard, the Discover it Balance Transfer's makes this a top choice for anyone looking to save money with low interest rates.

What we're seeing is the drive interest from people who…

Have an existing balance they want to transfer

Want to earn cash back on every purchase and pay no annual fee

Need a time window to pay off their balance before they start paying interest

If you were to sign up online for the card today you’d have until September 2023 before you start getting hit with interest charges. It's like taking a 18-month vacation from paying interest!

More than just a balance transfer card

The extra-long 0% Intro APR period is reason enough to say yes to this card. On top of that, Discover offers a few more perks that make this our new must-have among Balance Transfer cards:

  • No annual fee. The card is designed to help you save money. You'll automatically avoid any annual or upfront fees.

  • Earn up to 5% cash back on purchases with

  • Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year. There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

Who Should Get This Card

The is a great fit for those who want plenty of time to pay down debt without being charged interest.

This is why I've personally signed up for this card and recommend it to all my friends. This combination of features - the 18-month vacation from paying interest, up to 5% cash back on purchases and no annual fee - is too good to pass up. We don't know how much longer they'll be offering it.

Remember, for Balance Transfer cards it's all about time. We suggest not wasting any time waiting to apply for the premier balance transfer card on the market. Then taking your time to pay down your balance with no additional interest for 18 months.

Simply click here to apply and find out if you are approved. You could get a decision in 60 seconds or less. Why wait?