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Using the right cash back credit card at places like Hobby Lobby, Michael's, Kohl's, JCPenny and more can earn you hundreds of dollars in cash back rewards.
From 0% Intro APR on new purchases up to 18 months or $200 bonus cash when you spend $1,000 in the first 90 days (like a 20% off coupon) & unlimited 3% cash back in a category of your choice.
Wherever you shop, there’s a credit card for everyone on this list. Compare rewards, rates, and more to find the best card for you and apply securely online now.
Bank of America® Cash Rewards credit card
Earn cash back on your terms with the Bank of America® Cash Rewards credit card. This popular card offers one of the most flexible cash back programs available – earn 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% on every purchase.
You'll also enjoy a year of 0% intro APR while you earn cash back for the things you buy most. This card offers 0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days and 0% Introductory APR on purchases for 12 billing cycles. You pay no annual fee with this card from Bank of America, and to top it off, new cardholders can earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Blue Cash Everyday® Card from American Express
With the Blue Cash Everyday® Card from American Express you earn bonus cash back for the things you buy most: 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases New cardholders also earn a welcome offer of a 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back. Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
On top of the lucrative cash back, the Blue Cash Everyday® Card from American Express comes with a generous intro APR: 0% on purchases for 15 months. That can be a lifesaver if you need to make a big purchase and want to spread your payments out over time, interest free. Finally, cardholders love that even with all these perks, this card comes with no annual fee.
Capital One Quicksilver Cash Rewards Credit Card
The Capital One Quicksilver Cash Rewards Credit Card makes earning cash back easy with a generous unlimited 1.5% Cash Back on every purchase, every day and a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. This card can also help you avoid high interest rates with an APR of 0% intro on purchases for 15 months.
We love this card because it takes the hassle out of earning cash back – there are no rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn. With the lucrative combo of 0% intro APR and cash back rewards on purchases, this card might be the perfect fit to help you save big. And to top it off, there is no annual fee.
Citi® Double Cash Card – 18 month BT offer
When it comes to cash back cards, the Citi® Double Cash Card – 18 month BT offer is truly one of a kind – it's the only card that allows you to earn cash back twice. Cardholders earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.. There are no limits to how much cash back you can earn and your cash back won't expire.
The Citi® Double Cash Card – 18 month BT offer is the perfect option for any consumers who don't want to have to put any extra thought into their credit card rewards. There's no rotating categories and no special bonuses on certain spending. You simply earn the same flat-rate of 2% no matter what you are purchasing. This card even comes with a top-tier intro APR on balance transfers: 0% for 18 months on Balance Transfers. If you're paying a high interest rate on your current credit card, that intro period can help you escape those pesky interest charges.
Discover it® Cash Back
The Discover it® Cash Back credit card has been a consumer favorite for many years. With the popular rewards program you get cash back for the things you buy most: Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. In addition to the cash back rewards, cardholders receive an intro APR of 0% for 14 months on purchases and balance transfers – all with no annual fee! The ongoing APR is 11.99% - 22.99% Variable.
What really makes this card stand out is the unique cash back intro offer: Discover offers a Dollar-for-dollar match of all cash back earned the first year. There's no signing up. And no limit to how much is matched. This clever rewards structure can be especially beneficial for consumers who don't want to have to spend a hefty amount on their card during the first 3 months in order to receive a sign up bonus. And on the flip side, the fact that there's no limit to the amount of the Cash Back Match means that this card can be extremely rewarding if you're a big spender.
Citi Rewards+® Card
The Citi Rewards+℠ Card is a stand-out credit card with a unique rewards program that automatically 'rounds up' the points you earn. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases. There is also a sizable sign up bonus so you can kickstart your rewards: Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening.
Another unique feature that makes Citi Rewards+® Card a top choice is that it offers an extra long intro APR on purchases AND balance transfers – this card comes with an intro APR of 0% for 15 months on purchases and balance transfers. With low interest rates, generous rewards, and no annual fee, the Citi Rewards+℠ Card has it all!
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is a no annual fee card offering market-leading cash back rates on the things you love most – food and entertainment. This card comes with a stellar rewards rate of unlimited 3% Cash Back on dining, 3% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases. If you spend a lot in those bonus categories then the cash back can pile up fast.
There are no rotating categories or sign-ups needed to earn cash rewards and new cardholders also receive a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. To top it off, this card has an APR of 0% intro on purchases for 15 months. All in all, the Capital One SavorOne Cash Rewards Credit Card is a no-brainer for anyone that loves dining out, or spends a lot on grocery shopping.
Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is a tiered rewards card specifically designed for consumers who spend a lot of money on groceries and gas purchases. Cardholders receive 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
In addition to the generous rewards rate, you can take advantage of a stellar Welcome Offer: Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. And to top it off, there is an intro APR of 0% on purchases for 12 months .