The Best Cash Back Card of 2021


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You may not know this, but a cash back credit card is arguably the easiest way to earn extra cash and save money on the things you purchase each and every day.

That's because there are no complicated rewards points systems to deal with and no complicated mileage conversions to figure out. When you spend money on eligible purchases, you earn bonus cash, it's that simple!

The best rewards cards put the most money back in your pocket, so if you’re not getting at least 1.5% cash back on all of your purchases right now, you’re missing out on a great opportunity to save big.

And when it comes to rewards, this card is the best of the best.

Here's why...

For starters, it has a long 15 month, 0% APR intro period, which means you pay no interest on purchases for the first 15 months, no strings attached. You also get $200 cash back on the first $500 you spend in the first 3 months, which is like getting 40% back on your first $500.

The $200 bonus offer is the best bonus deal I've seen in my years of reviewing credit cards, simply because it's one of the easiest bonuses to earn, as many other cards require you to spend as much as $3,000 to earn a similar bonus.

But that's not all, because there's also no annual fee and you also get unlimited 1.5% cash back on all eligible purchases for the life of the account. Your rewards are yours for the life of the account—they will not expire, and you can redeem them in various ways including statement credits, gift cards, Amazon purchases, and more.

This is why I've personally been using this card for years and recommend it to all my friends.

What is it?

The Capital One Quicksilver Cash Rewards Credit Card.

If you’re looking to make a big purchase, or you simply want to improve your credit profile and save money at the same time, then this is the card you need in your pocket.

Who is this best for?

With a robust array of features and rewards that are too good to pass up, it's a great fit for most people — no matter if you're looking to make a big purchase, or you simply want to improve your credit profile and save more money, then the Capital One Quicksilver Card is exactly what you're looking for .

Here’s a summary of what you’re going to get:

  • $200 online sign-up bonus offer.
  • 0% Intro APR on purchases for 15 months (then 15.49% - 25.49% - variable)
  • $0 annual fee
  • Unlimited 1.5% cash back on every purchase you make

The best part is that you could get a decision in 60 seconds or less.

Savvy consumers are taking advantage of this incredible offer in record numbers, so there's no guarantee how much longer they'll be offering it.

Why wait? It only takes a few minutes, get your application started here.