Capital One Quicksilver Cash Rewards Credit Card: Better Than Klarna for Buy Now Pay Later | Compare Credit
Skip to main content

As Seen In

  • PBS logo small
  • Forbes logo small
  • WSJ logo small
  • Tech Crunch logo small

Capital One Quicksilver Cash Rewards Credit Card: Better Than Klarna for Buy Now Pay Later

By Updated on May 19, 2022

Editorial Note: Our editorial team’s content is not provided or commissioned by any financial institution or partner. The opinions, reviews or recommendations expressed in any article mention are solely those of our editorial team.

If you’re looking for a buy now pay later option like Klarna, but want something better, look no further than the Capital One Quicksilver Cash Rewards Credit Card.

Bottom Line:

  • $200 online sign-up bonus offer. That’s like free money.
  • Who doesn’t love cash back?
  • annual fee
  • , thereafter. Buy now, pay later.

Why We Believe This Credit Card is Better Than Klarna.

Klarna offers “Pay in 4.” This gives you the ability to split any purchase into 4 interest-free payments. The first payment is due when you check out. Then each subsequent payment is due every 2 weeks, giving you 6 weeks to pay for that purchase.

With the in hand, you can pay for that same purchase over more than a year with 0% interest instead of 6 weeks.

If you sign up online today you can receive a  — that's like earning 40% back on your first $500! This is one of the easiest bonuses to earn.

To get cash back with Klarna, you need to download a desktop browser extension and hope there’s a cash back offer.

Who Should Get This Card

Capital One Quicksilver Cash Rewards is a great fit for most people — who doesn't love a $200 bonus, unlimited cash back earning potential, no interest for over a year, and a annual fee?

This is why I've personally been using this card for years and recommend it to all my friends. This combination of features is too good to pass up and there's no guarantee how much longer they'll be offering it.

Interested and want to find out if you're approved? You could get a decision in 60 seconds or less. Why wait?

APPLY NOW