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Here’s the breakdown of how the can get you over $1,000 cash back during your first year of card membership:
$200 — First things first. A $200 statement credit after making just $2,000 in purchases during the first 6 months of card membership. With prices as they are, you’ll hit that in no time.
$180 x 3 = $540 — Here's where the everyday part of the really kicks in. At U.S. gas stations, U.S. supermarkets, and on U.S. online retail purchases you can earn 3% cash back on up to $6,000 of purchases per year (which is how we get to $180 x 3). You'll also earn 1% on every purchase after that, but let's just worry about getting to that magical $1,000 first.
$84 + 180 = $264 — When you’re enrolled in a Disney entertainment bundle (Disney+, Hulu, and ESPN+) you can get $7 back each month. And when enrolled in Home Chef, you can get back $15 each month. That’s $84 and $180, respectively.
We're there. $200 + $540 + $264 = $1,004.
And remember, that's just the beginning of what you can earn since every other purchase you make will give you another 1% cash back — all, incredibly, without an annual fee.
Ready to apply?