Best Credit Cards for Senior Citizens
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Best Credit Cards for Senior Citizens

Reviewed by Tanza Loudenback

Best Credit Cards for Senior Citizens

Capital One Venture Rewards Credit Card

When you grow older, your priorities change. For example, senior citizens may be looking to spend the rest of their lives doing what they love instead of working for money at part-time jobs.

In the ever-changing world of finance, it's never too late to take a good look at your spending and your cards earning rewards. Your everyday purchases may have shifted from monthly bills or even quarterly trips abroad—but now is time for that fresh start.

You can get rewarded for your loyalty!

Senior citizens deserve to get pampered, and there are tons of cards out there that will help you do just that. Join us now as we take an in-depth look at some fantastic rewards programs with special features seniors might find helpful. Are you struggling to figure out which rewards-earning credit card would be best for you as a senior citizen? We've got the answer! Here are our top picks that we think will work well with your age group or spending habits.

Top Credit Cards for Seniors

The is a great way to earn and redeem your travel rewards. The redemption options are flexible enough not to tie you down to one hotel chain or airline. This card empowers the user with freedom when it comes time to make their next vacation plans.

If you're looking for a way to earn unlimited miles on all purchases, then this card will be perfect. Earn and . You can redeem them at any time after paying your travel expenses with it or use them as payment when booking through Capital One's website.

What suits you better really depends on how often you plan on using these points in future trips. Capital One has an annual fee of .

Citi® Double Cash Card

If you spend money every day but don't want to keep track of which rewards category is right for your spending habits, then this card from our partner, Citibank, may be perfect. The low hassle nature and easy access make it an excellent choice.

With the , the rewards you earn are unlimited. To maximize this card's benefits, you get 1% cash back when buying something and another 1% as part of your bill payment. Plus, there is no annual fee, so you earn cash back without ever having to pay a yearly fee. People love this card because the rewards structure is straightforward and easy to use.

Capital One Quicksilver Cash Rewards

There are many cards on the market, but you can't go wrong with the card. It has everything seniors need for their financial well-being like:

Annual Fee



The is an excellent choice for anyone who wants to save. It's got attractive rewards, so you can put all your money towards this and get some extra cash back at the end of every year.

Chase Freedom Unlimited®

The is a great credit card for retirees who want to have some fun. This card has a well-rounded reward rate of .

Did you know that if your prescriptions are filled at a local drug store, there is the potential for 3% back in rewards? With all the seniors switching over to online medication deliveries, this could be an excellent way of saving some cash. Additionally, if you love to eat out or order in, this card is. great option due to its stellar cash back. Those aren't the only categories that you could be saving in though.

This card also offers a annual fee and .

Thomas Donaldson is's credit card expert. His work has been featured by USA Today, NBC News, Business Insider and many more.

Tanza Loudenback is a CFP® certificant, writer, and editor. From 2015 to 2021, she was a top-read author and editor at Business Insider. Her work focuses on helping people make smart decisions with their money and is published by a variety of online publications. Full Bio

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