Best Credit Cards for Chicago l Credit Card Reviews l CompareCredit

Best Credit Cards for Living In Chicago


Our experts pick their favorite cards for making the most of living in Chicago.

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Chicago is among the largest cities in the U.S. and is home to about 2.7 million people. It is a big city but pretty simple to navigate. The skyscrapers cluster at Loop while the residences spread out in the north, south, and west, with Lake Michigan to the east.

Chicago is clean and full of culture, Michelin-starred restaurants, and a prime Central Business District.

What To Do in Chicago

The city offers extensive and reliable transit. The Capital One Quicksilver Cash Rewards Credit Card is a great card to pay for transport around the city. It earns an unlimited 1.5% Cash Back on every purchase, every day.

Such amazing cash back rewards allow you to earn cash back when you spend responsibly on your daily commute and reap the rewards for bonus cash for what you love to do.

When it comes to food, Chicago dips into a little bit of everything. There is something for everyone in this city, from famous hot dog joints such as The Wiener's Circle and the famous steakhouses like Gibsons Bar & Steakhouse.

The Wells Fargo Active Cash℠ Card is a good choice for frequent diners. The card attracts $0 annual fees and offers cash back rewards of 2% cash rewards on purchases. So, you don’t have to worry about where you eat, or what you do after your dinner. You’ll be earning 2% cash back all along the way.

The Cost of Living in Chicago

Living in Chicago is more expensive than in many cities in the Midwest. Ordinary living expenses are notably higher, particularly in the housing market.

The Wells Fargo Platinum card offers 0% intro APR for 18 months from account opening and 0% intro APR for 18 months on qualifying balance transfers, helping to ease the high cost of living. (On-going 16.49%-24.49% (Variable) after intro period)

Most credit cards offer attractive rewards and cash backs for new cardholders. In particular, the Capital One Quicksilver Cash Rewards Credit Card offers $200 Cash Back after you spend $500 on purchases within 3 months from account opening. With a bonus sign up offer like this one, it’s like you’ve earned 40% cash back. A ton of bonus cash that you can use in any number of ways to help make the Chicago lifestyle just a little easier.

Bottom Line

With the high cost of living, and endless activities to explore, Chicagoans picking the right credit card can be a big step in helping you manage your finances and make living in Chicago all you want it to be, and more.