Top Cash Back Credit Cards with No Annual Fee
We've assembled a list of the best no–annual–fee Cash Back Cards of 2022. All offer a whopping $200 initial bonus. So, what's the catch? It's not really a catch. It's a threshold. Simply put, you have to use your card to cash in on the sign-up bonus. As you'll see in our Cash Back Bonus Offer explanations, each card's minimums are a little different. The bottom line is that if you plan on spending as little as $1,000 in 3 months anyway, you might as well earn a big–time bonus. Spend even more and… you'll see soon enough.
It's time to break down the best cash back bonus cards we've seen in quite a while.
Bottom Line
Choosing the best cash back rewards card will always depend on your specific needs, but we've found that the cards above are the best options for most people. Whether you want to maximize rewards on everyday spending, or grab a sweet sign-up bonus, getting one of these cards is an easy way to turn your everyday purchases into cash back. Check out our straight-forward recap of each card below to select the best one for you and apply securely online today!
Recap of Our Recommendations
| Card | Best for | Sign Up Bonus | Rewards Rate |
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