Best Cash Back Credit Cards
Zero Regrets. Zero Interest for 21 Months.
Zero Regrets. Zero Interest for up to 21 Months.
You can pocket hundreds of dollars in cash back, a $200 sign-up bonus, and 0% Interest for over a year with the right credit card.
Check out the best cash back credit card offers from our partners below and easily apply for your new card.
on Chase's secure site
Best For: Unlimited Cash Rewards
Simplify your financial life with the Chase Freedom Unlimited® credit card and earn a stellar cash back rate: Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. Plus, earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
True to its name, the Chase Freedom Unlimited® card also offers cardholders freedom from high interest rates with an attractive offer of 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, 18.24% - 27.74% Variable thereafter. There is also no annual fee with this card.
on Bank of America's secure site
Best For: No-Hassle Rewards
The Bank of America® Unlimited Cash Rewards credit card offers exactly what the name suggests. Cardholders can enjoy a simple rewards rate of unlimited 1.5% cash back on all purchases. Additionally, this card offers a $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
With no annual fee and 0% Intro APR for 15 billing cycles for purchases (17.49% - 27.49% Variable APR on purchases thereafter), this card would be a great addition to your wallet! A balance transfer fee of 3% for 60 days from account opening, then 5% applies.
on Capital One's secure site
Best For: First Year Cash Back Match
Enjoy a popular rewards program for the things you buy most: 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
What really makes this card stand out is its unique cash back welcome offer: Discover will automatically match all the cash back you’ve earned at the end of your first year. The cash back match is perfect for people who don't want to have to spend a certain amount during the first 3 months to earn a welcome offer. And with no limit to how much is matched, this card can be extremely rewarding for big spenders! Cardholders can also enjoy an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 17.49% - 26.49% (Variable) APR thereafter. Balance transfer fee applies.
on Bank of America's secure site
Best For: Choosing Your Bonus Category
Enjoy cash back on your terms with this popular card that offers one of the most flexible cash back programs available. Earn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
This card also offers 0% Intro APR for 15 billing cycles for purchases and any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A balance transfer fee of 3% for 60 days from account opening, then 5% applies. You pay no annual fee with the Bank of America® Customized Cash Rewards credit card, and to top it off, new cardholders earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
on Wells Fargo's secure site
Best For: Easy Flat-Rate Cash Back
This card has everything you could want in a cash back card. Enjoy one of the highest flat-rate cash back offers we've seen: Earn unlimited 2% cash rewards on purchases. Forget about keeping up with certain spending categories or caps on the amount you can expect to earn. This card is all about consistent cash rewards.
Plus: Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months. For many of us, that’s just a couple of trips to the grocery store to cash in on a serious reward. You will also have a year to escape high interest rates with 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers (18.74%, 24.74%, or 28.74% Variable APR after that). With no annual fee to get in your way, this card really offers a tempting combo of time and money.
on Citibank's secure site
Best For: Cash Back + Intro BT Offer
When it comes to cash back cards, the Citi Double Cash® Card from our partner Citibank is truly one of a kind – it's the only card that allows you to earn cash back twice. Cardholders earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
With no rotating categories and no special bonuses on certain spending, you simply earn the same flat rate of 2% no matter what you are purchasing. This card even comes with no annual fee, and a top-tier intro APR on balance transfers: 0% for 18 months on Balance Transfers, 18.49% - 28.74% (Variable) thereafter.
on American Express' secure site
Terms Apply
Best For: Cash Back on Groceries and Gas
The Blue Cash Preferred® Card from American Express is an excellent choice. This card, from our partner, has an amazing rewards rate of 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
The Blue Cash Preferred® Card from American Express also offers travel benefits and a $0 intro annual fee for the first year, then $95. Furthermore, it features a unique combination of notably low interest rates, an easy application process, and glowing reviews from cardholders worldwide!
on Capital One's secure site
Best For: Easiest Cash Back Bonus
Earning cash back is easy with this card thanks to unlimited 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. Plus, there's a big upfront bonus of $200 Cash Back after you spend $500 on purchases within 3 months from account opening. We love this card because there are no rotating categories or sign-ups needed to earn cash rewards, making it easier to earn cash back on big purchases!
Your cash back won't expire for the life of the account and there's no limit to how much you can earn. Plus, this no annual fee card can help you avoid high interest rates with an APR of 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies.
on Synchrony's secure site
Best For: Simple Cash Back
The Synchrony Premier World Mastercard® is a straightforward, no-frills rewards card that offers 2% cash back* on every purchase without any categories or limits. There’s no annual fee, which makes it a cost-effective option for everyday spending. Whether you're using your card to pay for groceries and gas, or just paying monthly bills, you will always earn the same generous rewards rate on every purchase.
The card also includes access to benefits like identity theft protection, money-saving discounts, and concierge travel planning support. If you want a simple, rewarding card without the hassle of managing different categories, the Synchrony Premier World Mastercard® is a strong contender for your wallet.
on American Express' secure site
Terms Apply
Best For: Cash Back and No Annual Fee
The Blue Cash Everyday® Card from American Express really is about everyday spending. If you’re like lots of other Americans, that means steady spending at supermarkets and buying the gas to get there. So, it makes sense that this cash rewards card, from our partner American Express, offers 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
On top of that, you can apply and find out your welcome offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout. It's easy to see how the Blue Cash Everyday® Card from American Express is a great card for people looking for a $0 annual fee "gas and grocery" card.
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