Best Cash Back Bonus Card of 2021 |

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Best Cash Back Bonus Card of 2021

By Updated on January 20, 2022

Editorial Note: Our editorial team’s content is not provided or commissioned by any financial institution or partner. The opinions, reviews or recommendations expressed in any article mention are solely those of our editorial team.

Bottom Line:

  • $200 online cash rewards bonus
  • 3% cash back in the category of your choice
  • Low interest rates until 2022
  • No annual fee

The 's $200 Bonus Offer alongside 3% cash back in the category of your choice is one if the best credit card offers we've seen in years.

Sign up today and get – that's like getting 20% cash back on spending $1,000!

In addition to the generous cash rewards, this card comes with a long intro APR that could save you hundreds of dollars. As a new cardholder you get 0% Introductory APR for 15 billing cycles on purchases and for any balance transfers made in the first 60 days, after that.

Cash Back on Your Terms

What really makes the stand out if the incredible 3% cash back on your choice of six spending categories, PLUS 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases.

The 3% categories you can choose from include:

  • Online Shopping
  • Drug Stores
  • Travel
  • Gas
  • Dining
  • Home Improvement

Simply choose the category that's the best fit for you and watch the cash back pile up. If at any point you change your mind about what category you want the 3% you can change any month you choose. There is no monthly activation required once you start earning your 3%.

Since we're all spending a more time online this year, you could earn tons of cash back by choosing 3% back for online shopping. Also, the 2% cash back at grocery stores and wholesale clubs provides a big boost for families or anyone spending more time at home these days.

Should You Get This Card?

Yes! The is the perfect fit for most people, especially since there is no annual fee and you can choose the 3% cash back category that best suits your needs.

Plus, with a $200 Bonus Offer and over a year of 0% intro APR, there's a lot to love with this credit card.