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Some cards give you cash back or points for everyday purchases and others reward you for spending on things like travel and leisure. Wouldn’t it be great if one card covered the best of both worlds? Meet the . Now you can earn unlimited points no matter what your day has to offer.
This sounds like a one-size-fits-all credit card. How’s that possible?
For those with good to excellent credit, this card sure is compelling. It’s geared toward people who like to dine out, travel, stream content, and who often depend on their phones to help get them through the day. Sound like you? Then yes, this is a pretty solid choice. We’d say one-size-suits-most.
And what happens in a few months when the categories change?
Rest easy. They won’t. The keeps offering the same rewards structure in the same popular categories for the life of the card. The whole idea is that you don’t have to switch up your spending habits to get the most out of your rewards.
Suppose I hit my favorite restaurants harder than usual for a while?
Go on and celebrate! The 3X points you get for every dollar spent at restaurants are unlimited. That means you never have to worry about reaching thresholds on the amount of rewards you can earn. Want to dial up mealtime with ultra-fine dining? Order away, knowing that you’re getting rewarded with plenty of points for dessert.
What about restrictions on all those points?
This card doesn’t just offer flexibility when earning points. It’s all up to you when it comes time to cash them in as well. You can redeem them for travel, gift cards or essentially turn them into cash by using them for statement credits. In fact, Wells Fargo has gone overboard to make redeeming points an integrated part of your digital life. When you check out of literally millions of online stores, you can use your points via PayPal. Couldn’t be easier.
You mentioned phones earlier. What gives?
Nice catch. As you can tell, this card’s been engineered to keep pace with lifestyles that are constantly changing. The one constant, however, is staying connected to that changing world with our phones. With your eligible Wells Fargo card, you can get up to $600 of cell phone coverage (subject to a $25 deductible) when you pay your monthly wireless bill with the card.
So, what do I get for signing up?
When you’re approved, you get lots of time and lots of money. Let us explain. This card comes with a on purchases. After that, the APR goes to . That’s the time. Here’s the money. . Not. Too. Shabby.
Ok, let’s hit the high points.
The offers the chance to:
- Get 30,000 bonus points when you spend $1,500 in purchases in the first 3 months — that’s a $300 cash redemption value.
- Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus earn 1X points on other purchases.
- Enjoy 0% intro APR for the first 12 months from account opening on purchases, thereafter.
- Receive up to $600 of cell phone coverage (subject to a $25 deductible) when you pay your monthly cell phone bill with your eligible Autograph Card.
- Pay no annual fee.
If serious rewards with no annual fee sounds like the right combination for you, apply for the here.