First Progress Platinum Select MasterCard Secured Credit Card Review |
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First Progress Platinum Select MasterCard® Secured Credit Card Review

By Thomas Donaldson

First Progress Platinum Select MasterCard® Secured Credit Card

(12 reviews)

Apply Now

on Synovus' secure site

  • No minimum credit score required for approval
  • 13.99% (V)
  • Use your card anywhere that accepts Mastercard
  • $39
  • Poor/Limited/No Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Our Expert Review

Why We Like It

Offer Rating

3.5/ 5

By Our Editorial Team

Key Benefit

Start building your credit today with this easy-to-use secured credit card.

Compare Credit logomarkEditor

Anyone who has poor credit or no credit history should consider a secured credit card as a tool to build up your credit score. The First Progress Platinum Select MasterCard® Secured Credit Card is an excellent choice. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. After you've built up your credit score over time with responsible use, you can have your security deposit returned when you close your account.

This particular secured card offers a competitive interest rate of 13.99% (V) on purchases. The best practice with any credit card is to pay your balance off in full every month to avoid interest charges altogether, but it's nice that this secured card doesn't charge a steep APR like most cards for those with poor credit. There is also no minimum credit score required to get approved, and the online application is quick and easy. Overall, the First Progress Platinum Select MasterCard® Secured Credit Card is an excellent tool to help you build your credit.

Pros & Cons


  • Competitive interest rate of 13.99% (V)
  • Quick and easy online application – get approved in minutes!
  • Use your card anywhere in the world that accepts Mastercard


  • There is an annual fee of $39
  • No cash back or rewards program on purchases

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