Upgrade Card Review | CompareCredit.com

Upgrade Visa® Card with Cash Rewards Review

By Thomas Donaldson

Upgrade Visa® Card with Cash Rewards

(191 reviews)

Current Offer
1.5% unlimited cash back on card purchases every time you make a payment & interest rates as low as 6.99%
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Interest rates as low as 6.99%, plus $0 annual fee, $0 activation fees, $0 maintenance fees
  • Recommended FICO Score of 600+. See if you qualify without hurting your credit score.
  • $0
  • Excellent/Good/Fair Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Combine the flexibility of a card with the low cost and predictability of a loan from $500-$20,000
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Use wherever Visa is accepted. (cannot be used at an ATM)
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
  • Access to a virtual card while you wait for your card to arrive in the mail

Our Expert Review

Why We Like It


Offer Rating

4/ 5

By Our Editorial Team

Key Benefit

The Upgrade Visa® Card with Cash Rewards offers the convenience of a credit card with the flexibility and low rates of a personal loan.

Editor

The Upgrade Visa® Card with Cash Rewards is a unique product that offers the convenience of a typical credit card, but with fewer fees and more flexibility. With is card you pay no fees of any kind – no annual fees, no late fees, and no transaction fees! Another thing that makes this card stand out when compared to typical credit cards is that you can receive a much long ongoing interest rate – as low as 6.99%.

The flexibility and low rates of the make it a great choice if you're looking to finance a large purchase, like a home renovation. On top of all these perks, the Upgrade Visa® Card with Cash Rewards even comes with a stellar cash back rewards program – earn 1.5% unlimited cash back on card purchases every time you make a payment.

Since this card is available to consumers with Fair Credit, it can be a great tool to build your credit score without having to pay extra fees or compounding interest charges. You can even see if you qualify with no impact to your credit score. Apply today and start saving!

Pros & Cons

Pros

  • No fees
  • Interest rates as low as 6.99%
  • Easily see if you qualify without hurting your credit score

Cons

  • There's no rewards program for purchases
  • No 0% intro APR on purchases or balance transfers

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