Citi Reward+ Credit Card Review | CompareCredit

Citi Rewards+® Card Review

By Thomas Donaldson

The Citi Rewards+® Card is a unique rewards card built for every day purchases like gas and groceries. It's the only credit card that automatically rounds up to the nearest 10 points on every purchase.

Citi Rewards+® Card

(109 reviews)

Current Offer
0% Intro APR + Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening.
Apply Now

on Citibank's secure site

  • 0% for 15 months on purchases and balance transfers
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Top Rated For

    Our Expert Review

    Why We Like It


    Offer Rating

    4/ 5

    By Our Editorial Team

    Key Benefit

    The card that gives you more by rounding up to the nearest 10 points on every purchase

    Compare Credit logomarkEditor

    The Citi Rewards+® Card is the newest offer from our partner Citibank and comes with lots of generous perks and rewards. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases. Unlike many rewards credit cards the Citi Rewards+® Card comes with no annual fee.

    To kickstart your rewards earning, new cardmembers receive a nice sign up bonus: Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. This card also comes with a unique twist to help you earn even more points – the Citi Rewards+® Card rounds up to the nearest 10 points on every purchase - with no cap.

    In addition the points you earn on purchases this card comes with an intro APR of 0% for 15 months on purchases and balance transfers. After that, the variable APR will be 13.49% - 23.49% (Variable), based on your creditworthiness. That lengthy intro period can really come in handy if you need to finance a big purchase or pay off a balance from another credit card.

    Pros & Cons

    Pros

    • The unique round up feature helps stretch your spending even further
    • Lengthy 0% intro APR on both purchases and balance transfers
    • Pay no annual fee while you earn rewards on purchases

    Cons

    • There is a yearly cap on the amount of bonus points you can earn
    • Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum.
    • There is a 3% foreign transaction fee

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