Chase Sapphire Reserve Credit Card Review | CompareCredit

Chase Sapphire Reserve®

(102 reviews)

  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases
  • 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening
  • One Year Complimentary Lyft Pink & Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • $550
  • Excellent/Good
  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✓®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.

Our Expert Review

Why We Like It


Offer Rating

5/ 5

By Our Editorial Team

Key Benefit

Packed with perks – enjoy a $300 Annual Travel Credit, lounge access and more!

Editor

It's hard to find a travel credit card packed with more perks and benefits than the Chase Sapphire Reserve® card. While some consumers might initially scoff at the $550 annual fee, there is so much value packed into this card that it becomes quite easy to justify the annual fee once you see everything this card has to offer. Right off the bat, new cardholders earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.

You also receive a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Those two perks alone offer you over $1,000 in value during your first year! And since the Annual Travel Credit is a recurring benefit, you'll enjoy that $300 reimbursement each year you are a cardholder. The rewards rate on your spending is quite generous with this card – 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. Another thing that makes this card stand out if the flexibility in terms of how you can redeem your points.

Cardholders will also enjoy travel perks like access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®. You can earn 50% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, but you also have the option of transferring your points directly to a number of airline frequent flyer programs and hotel loyalty accounts. A few of the transfer partners include Southwest Airlines, United Airlines, Marriott, and Hyatt hotels.

Community Discussion

Disclosure: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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