Ink Business Cash Credit Card Review | CompareCredit

Ink Business Cash® Credit Card Review

By Thomas Donaldson

This no annual fee card is a favorite for business owners trying to maximize the rewards they earn on business purchases. Cardholders enjoy up to 5% cash back, plus 0% intro APR and a big sign up bonus.

best of the best

Ink Business Cash® Credit Card

(18 reviews)

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on Chase's secure site

  • 0% Intro APR on Purchases for 12 months
  • $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Up to 5% cash back on select purchases
  • $0
  • Excellent/Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • 0% introductory APR for 12 months on purchases

Our Expert Review

Why We Like It


Offer Rating

4.5/ 5

By Our Editorial Team

Key Benefit

Enjoy an extra-long 0% intro APR on purchases and up to 5% cash back on purchases

Compare Credit logomarkEditor

For business owners looking to maximize the rewards on their daily expenses, the Ink Business Cash® Credit Card could be a great fit. This card offers generous cash back rates in common spending categories for business owners. Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.

To kick-start your cash back earning, new cardholders will enjoy a big sign up bonus: Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening. There is no annual fee with this credit card, which is a great perk considering all the cash back it offers. You can also get employee cards for no additional cost.

In addition to the cash back rewards, the Ink Business Cash® Credit Card comes with a 0% Intro APR on Purchases for 12 months. That lengthy intro period is among the longest we've seen for a business credit card and can really come in handy if your business needs to finance a large purchase, like an inventory order, or just float expenses during the slow season. After the intro period, the ongoing APR is 13.24% - 19.24% Variable.

Pros & Cons

Pros

  • 0% Intro APR on Purchases for 12 months
  • Up to 5% cash back and a lucrative sign up bonus
  • Pay no annual fee for you and your employees

Cons

  • There is an annual cap on the amount of cash back you can earn in the 5% and 2% categories
  • No intro APR on balance transfers

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