- Credit Cards
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- Reflex Mastercard®
Reflex Mastercard® Review
By Thomas Donaldson
on Celtic Bank's secure site
- Boost your credit score with responsible use
- Check if you're pre-qualified with no impact to your credit score
- Enjoy free access to your Vantage 3.0 score from TransUnion when you sign up for e-statements
- See Terms
- Fair/Poor/Limited Credit
Product Details
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Click "APPLY NOW" to apply online
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Our Expert Review
Why We Like It
Offer Rating
3.5/ 5
By Our Editorial Team
EditorThe Reflex Mastercard® is a credit card designed for people who are building or rebuilding their credit. If you're nervous about having another hard inquiry on your credit report from a credit card appliaction, this might be the card for you – consumers can easily check if they are pre-qualified for this card with no impact on their credit score!
This is a true credit card that reports to the three major credit bureaus and will help you build your credit with responsible use. Once approved, cardholders will even enjoy free access to their Vantage 3.0 score from TransUnion when you sign up for e-statements. Since the Reflex Mastercard® is on the Mastercard network you'll be able to use your new credit card anywhere in the world where Mastercard is accepted.
Pros & Cons
Pros
- See if you're pre-qualified with no impact to your credit score
- Free access to your Vantage 3.0 score from TransUnion
- No security deposit required for approval
Cons
- There's no rewards program on purchases
- This card comes with an annual fee
