Deserve Edu Credit Card Review |

Deserve Edu Review

By Thomas Donaldson

Deserve Edu

(64 reviews)

Apply Now

on Celtic Bank's secure site

  • 1% cash back on all purchases automatically
  • No Annual Fee, No Foreign Transaction Fees, & No Late Fee on first late payment
  • Amazon Student Prime Membership for a year & Cell Phone Protection up to $600
  • $0
  • Good or Limited/No Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
  • Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
  • See if you prequalify with no impact to your credit score in minutes.
  • Deserve Mastercards are issued by Celtic Bank, Member FDIC.
  • Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.

Our Expert Review

Why We Like It

Offer Rating

5/ 5

By Our Editorial Team

Key Benefit

Build your credit while you earn cash back for every purchase – a great choice for a starter credit card!

Compare Credit logomarkEditor

The Deserve Edu Credit Card is specially designed for students and those with Limited/No Credit. It's not a secured card, so you don't have to put down a security deposit to get approved. The Deserve Edu Card reports your payment activity to the credit bureaus and will help you build your credit score with responsible use.

This credit card comes with a number of helpful perks and rewards that cardholders will love. For starters, you earn 1% cash back on all purchases automatically – use the Deserve Edu for your everyday purchases and the cash back can add up fast! Plus, there is complimentary Cell Phone Protection for up to $600 and get one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card. To top it off there are no foreign transaction fees, no annual fees and no late fee on your first late payment. Overall, the Deserve Edu is a great choice for students or anyone looking for their first credit card!

Pros & Cons


  • Unlimited 1% cash back on all purchases automatically
  • Pay no annual fees, no foreign transaction fees, and no late fee on your first late payment
  • Students get Amazon Student Prime Membership paid for for a year


  • No Intro APR on purchases or balance transfers

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