Capital One Spark Miles for Business Review | CompareCredit

Capital One Spark Miles for Business Review

By Thomas Donaldson, February 18, 2021

Designed for business owners looking to rack up travel miles, the Capital One Spark Miles for Business is the perfect credit card for anyone looking to maximize rewards for their business purchases.

Capital One Spark Miles for Business

Current Offer
50000 Miles once you spend $4,500 on purchases within 3 months from account opening
Apply Now

on Capital One's secure site

  • 2 Miles per $1 on every purchase, everywhere
  • 50000 Miles once you spend $4,500 on purchases within 3 months from account opening
  • Redeem your miles instantly for any travel-related purchases or transfer to 10+ leading travel loyalty programs
  • $0 intro for first year; $95 after that
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases

Our Expert Review

Why We Like It


Offer Rating

5/ 5

By Our Editorial Team

Key Benefit

This card is packed with travel perks for business owners and a stellar sign up bonus

Compare Credit logomarkEditor

For business owners looking to turn their everyday spending into travel memories, the Capital One Spark Miles for Business is a great credit card to carry. This card earns 2 Miles per $1 on every purchase, everywhere. That means whether you're spending on office supplies, business shipping, or employee happy hour, you'll be earning valuable miles that can turn your dream vacation into a reality.

What really makes this card stand out is the stellar sign up bonus. 50000 Miles once you spend $4,500 on purchases within 3 months from account opening. For business owners with lots of expenses, hitting that spending threshold in half a year will be a breeze.

The Capital One Spark Miles for Business is designed for business owners on the go. As a cardholder you will enjoy a long list of travel perks like a statement credit for either the $85 TSA Pre✓® application fee or the $100 Global Entry application fee and the ability to transfer your miles to 10+ leading travel loyalty programs. There is a $0 intro for first year; $95 after that – but when you consider all the benefits and rewards, it's easy to justify the small annual fee.

Pros & Cons

Pros

  • Earn a generous sign up bonus worth $500 in travel
  • Simplify your rewards with a generous flat-rate of 2 Miles per $1 on every purchase, everywhere
  • Extra travel perks like airport security credit and miles transfers to 10+ leading travel loyalty programs

Cons

  • The spending threshold for the sign up bonus is rather high
  • No intro APR on purchases or balance transfers

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