Capital One SavorOne Cash Rewards Credit Card Review | CompareCredit

Capital One SavorOne Cash Rewards Credit Card Review

By Thomas Donaldson

Capital One SavorOne Cash Rewards Credit Card

(313 reviews)

  • $200 Cash Back after you spend $500 on purchases within 3 months from account opening
  • 3% Cash Back on dining & entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases
  • 0% intro on purchases for 15 months, 15.49% - 25.49% (Variable) thereafter
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fee
  • No annual fee

Our Expert Review

Why We Like It


Offer Rating

4/ 5

By Our Editorial Team

Key Benefit

SavorOne is the perfect choice for foodies and entertainment-lovers who don't want to pay any annual fee.

Editor

The Capital One SavorOne Cash Rewards Credit Card is specially tailored to foodies and entertainment lovers who want to earn cash back on purchases, but don't want to pay an annual fee. This card comes with unlimited 3% Cash Back on dining, 3% Cash Back on entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases – all with no annual fee.

New cardholders also earn a one-time $200 Cash Back after you spend $500 on purchases within 3 months from account opening. The cash back program has no annoying rotating categories or sign-ups needed. Plus, cash back won't expire for the life of the account and there's no limit to how much you can earn.

On top of the already generous cash back rewards, the Capital One SavorOne Cash Rewards Credit Card comes with the extra perk of 0% intro on purchases for 15 months. That makes this card a great option for anyone that needs a low interest rate to finance a big purchase. After the intro period, the ongoing APR is 15.49% - 25.49% (Variable).

Pros & Cons

Pros

  • A simple, yet rewarding cash back program that pays you for spending on what you love most – dining and entertainment
  • No sign ups needed, no rotating categories, and no limit on the amount of cash back you can earn
  • No foreign transaction fees makes this a great choice for traveling abroad

Cons

  • No intro APR on balance transfers
  • The sister card, Capital One Savor Cash Rewards Credit Card, offers a higher rewards rate and bigger bonus, although there is an annual fee attached

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