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Best Rewards Credit Cards

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Capital One Quicksilver Cash Rewards Credit Card

(2,613 reviews)

  • $200 Cash Back after you spend $500 on purchases within 3 months from account opening
  • 1.5% Cash Back on every purchase, every day
  • 0% intro on purchases & balance transfers for 15 months, 15.49% - 25.49% (Variable) thereafter
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Bank of America® Cash Rewards credit card

(1,818 reviews)

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% on every purchase
  • No annual fee and no expiration on rewards
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap

Citi® Double Cash Card – 18 month BT offer

(3,160 reviews)

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • 0% for 18 months on Balance Transfers
  • No annual fee and $0 liability on unauthorized charges
  • $0
  • Excellent
Product Details
  • Click "APPLY NOW" to apply online
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

Bank of America® Travel Rewards credit card

(686 reviews)

  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn unlimited 1.5 points per $1 spent on all purchases
  • Redeem points for a statement credit to pay for flights on any airline
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply
  • If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
  • Contactless Cards - The security of a chip card, with the convenience of a tap

Capital One SavorOne Cash Rewards Credit Card

(758 reviews)

  • $200 Cash Back after you spend $500 on purchases within 3 months from account opening
  • 3% Cash Back on dining & entertainment, 2% Cash Back at grocery stores, 1% Cash Back on all other purchases
  • 0% intro on purchases & balance transfers for 15 months, 15.49% - 25.49% (Variable) thereafter
  • $0
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 15.49% - 25.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 15.49%-25.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Discover it® Cash Back

(2,027 reviews)

  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Dollar-for-dollar match of all cash back earned the first year
  • No annual fee, no foreign transaction fees and award-winning customer service
  • $0
  • Good, Excellent
  • Discover
Product Details
  • Click "APPLY NOW" to apply online
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • #1 Most Trusted Credit Card according to Investor’s Business Daily.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.

See additional details for Discover it® Cash Back

Capital One Venture Rewards Credit Card

(1,185 reviews)

  • 60,000 Miles once you spend $3,000 on purchases within 3 months from account opening
  • 2 Miles per dollar on every purchase, every day
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • $95
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 10+ travel loyalty programs
  • No foreign transaction fees

Bank of America® Premium Rewards® credit card

(76 reviews)

  • 2 points for every $1 spent on travel and dining purchases 1.5 points per $1 spent on all other purchases
  • 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits
  • $95
  • Excellent, Good
Product Details
  • Click "APPLY NOW" to apply online
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don't expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $100 in Airline Incidental Credits annually and TSA Pre✓®/Global Entry Statement Credits of up to $100, every four years
  • No Foreign Transaction Fees
  • Low $95 annual fee
  • Contactless Cards - The security of a chip card, with the convenience of a tap

Blue Cash Everyday® Card from American Express

(1,414 reviews)

  • $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% Cash Back on other purchases
  • $0
  • Good, Excellent
  • AMEX
Product Details
  • Click "APPLY NOW" to apply online
  • Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.

Rewards Credit Cards

One of the top reasons people use credit cards is to earn rewards on their purchases. Whether you prefer cash back, points, or travel rewards anyone that pays their balance off in full each month should be using a rewards credit card. But with so many excellent options out there for rewards cards, the hard part can be deciding which one is best for you. Let’s take a look at a few of the top things to consider when comparing rewards credit cards

First and foremost, it’s important to remember that rewards credit cards are best suited for consumers who are in the habit of paying their balance off in full every month. If you carry a balance on your credit card, you should consider a low interest card instead. But for those that pay in full each month, carrying the right rewards credit card can mean hundreds or even of dollars back in your pocket every year.

Cash Back Rewards Credit Cards

When it comes to rewards credit cards, cash back is the most popular option among U.S. consumers. The nice thing about cash back rewards is that is that they are very straightforward. Simply make purchases with your credit card and earn a percentage back – typically redeemable in the form of a statement credit, check, or gift cards.

There is a wide variety of cash back cards. Some offer a simple flat-rate of cash back on every purchase while other offer bonus cash back in certain spending categories. When choosing a cash back rewards card, it’s important to take a look at your own spending habits in comparison with the rewards rates on each card.

Rewards Credit Cards for Travel or Points

While cash back is the most popular form of Rewards Credit Cards, many consumers prefer travel rewards or cards that offer points. These types of rewards credit cards typically come with additional perks and rewards like no foreign transaction fees or benefits to make your travel easier. Some rewards cards are specifically associated with one airlines or hotel, while others offer flexible points or miles that can be redeemed towards virtually any travel purchase.

If you’re interested in a rewards credit card for points or travel, you should assess your own wants and needs as far as which perks and benefits matter most to you. Some of these rewards cards come with perks outside of simply earning miles and points on your spending. Benefits like airport lounge access, priority boarding or special credits towards travel can add a lot of value if you’re able to make the most of them.

Rewards Credit Cards – Other Things to Consider

No matter what kind of rewards credit card you are interested in, one thing to always be on the lookout for is any sign up bonus associated with that card. Cash back and travel cards both usually come with attractive sign up bonuses that allow you to earn a big bonus of rewards up front if you meet certain spending requirements. Also, pay attention the annual fees associated with each card. Rewards credit cards that offer the highest rewards rates and best perks will typically come with an annual fee – if you’re a big spender it could definitely come out in your favor to use one of these cards. But if you’d rather not pay an annual fee, there are plenty of options available that still offer stellar rewards.

Take a look at the list of rewards credit cards we have compiled above – these are some of the best offers available. Select the one that best fits your needs and apply today to start earning rewards!