Best Rewards Credit Cards of September 2026
These are the best products for you based on your credit.
Best Rewards Credit Cards of September 2026
Products from our Partners.
Capital One VentureOne Rewards Credit Card
on Capital One's secure site
- Earn 20,000 Miles once you spend $500 on purchases within 3 months from account opening
- 1.25 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 18.49% - 28.49% (Variable). Balance transfer fee applies
- $0
- Excellent, Good
Chase Freedom Unlimited®
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
- Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable
- $0
- Excellent/Good
Chase Freedom Flex®
on Chase's secure site
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
- Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate, 5% cash back on travel purchased through Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
- 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months, then 18.24% - 27.74% Variable.
- $0
- Excellent/Good
Bank of America® Travel Rewards credit card
on Bank of America's secure site
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn unlimited 1.5 points per $1 spent on everyday purchases and 3 points per $1 spent on travel purchases booked through BofA Travel
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, 17.49% - 27.49% Variable APR on purchases and balance transfers thereafter. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Discover it® Cash Back
on Capital One's secure site
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, then 17.49% - 26.49% (Variable) APR. Balance transfer fee applies.
- $0
- Good, Excellent
Discover
Wells Fargo Active Cash® Card
on Wells Fargo's secure site
- Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 12 months from account opening on purchases & qualifying balance transfers, 18.49%, 24.49%, or 28.49% Variable APR thereafter
- $0
- Excellent/Good
Chase Sapphire Preferred® Card
on Chase's secure site
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and 3x online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases.
- Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel.
- $95
- Excellent, Good
Citi Double Cash® Card
on Citibank's secure site
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- 0% for 18 months on Balance Transfers, 18.24% - 28.49% (Variable) APR thereafter
- $0
- Excellent, Good
Citi Strata℠ Card
on Citibank's secure site
- Earn 20,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations. Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
- $0
- Excellent, Good
Terms Apply
Blue Cash Preferred® Card from American Express
on American Express' secure site
Terms Apply
- You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- 0% on purchases for 12 months and 0% on balance transfers for 12 months. 19.49%-28.49% Variable thereafter.
- $0 intro annual fee for the first year, then $95
- Good, Excellent
AMEX
Bank of America® Customized Cash Rewards credit card
on Bank of America's secure site
- Earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 6% cash back for the first year in the category of your choice, 3% cash back after the first year from account opening in your choice category, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, 17.49% - 27.49% Variable APR on purchases and balance transfers. A fee of 3% for 60 days from account opening, then 5% applies to all balance transfers.
- $0
- Excellent, Good
Chase Sapphire Reserve®
on Chase's secure site
- Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
- Access to 1,300+ airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests.
- $795
- Excellent
Capital One Quicksilver Cash Rewards Credit Card
on Capital One's secure site
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening.
- 1.5% Cash Back on every purchase, every day and 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- 0% intro on purchases for 15 months and 0% intro on balance transfers for 15 months, 18.49% - 28.49% (Variable) thereafter. Balance transfer fee applies
- $0
- Excellent, Good
Wells Fargo Autograph® Card
on Wells Fargo's secure site
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
- Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
- 0% intro APR for 12 months from account opening on purchases, 18.49%, 24.49%, or 28.49% Variable APR thereafter
- $0
- Excellent, Good
Terms Apply
Blue Cash Everyday® Card from American Express
on American Express' secure site
Terms Apply
- You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
- 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- 0% on purchases for 15 months and 0% on balance transfers for 15 months. 19.49%-28.49% Variable APR thereafter.
- $0
- Good, Excellent
AMEX
TD Cash Credit Card
on TD Bank's secure site
- Earn $200 Cash Back when you spend $1,000 within the first 90 days after opening your account.
- Earn 3% and 2% Cash Back on your choice of spend categories. Plus, you can switch your categories quarterly. Earn 1% Cash Back on all other eligible purchases.
- 0% introductory APR on purchases for 12 billing cycles after account opening and on balance transfers for 15 billing cycles after account opening. After that, 18.49% - 28.49% variable APR based on your creditworthiness. Balance transfers must be completed within the first 90 days of account opening.
- No annual fee
- Good, Excellent
Limited Time Offer
Capital One Venture Rewards Credit Card
on Capital One's secure site
- Earn more than $1,000 in Travel Bonuses with a limited-time $300 Capital One Travel stays credit, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months of account opening—that's more than $1,000 in travel value
- 2 Miles per dollar on every purchase, every day and 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- $95
- Excellent, Good
Wells Fargo Autograph Journey® Card
on Wells Fargo's secure site
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
- Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- $95
- Excellent, Good
Discover it® Miles
on Capital One's secure site
- Discover gives you an unlimited match of all the miles you’ve earned at the end of your first year
- Earn unlimited 1.5x miles on every dollar of every purchase
- Easily redeem miles as a statement credit for travel purchases.
- $0
- Good, Excellent
Discover
Capital One Venture X Rewards Credit Card
on Capital One's secure site
- Earn 75,000 Miles when you spend $4,000 on purchases in the first 3 months from account opening
- 2 Miles per dollar on every purchase, every day, 10 Miles per dollar on hotels and rental cars booked through Capital One Travel, 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- Receive 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
- $395
- Excellent
Synchrony Premier World Mastercard®
on Synchrony's secure site
- No annual fee^ and $0 fraud liability
- 2% cash back* on every purchase
- 20.49% - 33.24% Variable APR as of August 28, 2026 on purchases and balance transfers
- $0
- Good Credit
Citi Strata Premier® Card
on Citibank's secure site
- Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. 3x -- Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases. 3x -- Earn 3 Points per $1 spent on Restaurants. 3x -- Earn 3 Points per $1 spent on Supermarkets. 3x -- Earn 3 Points per $1 spent on Gas and EV Charging Stations. 1x -- Earn 1 Point per $1 spent on All Other Purchases.
- Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
- $95
- Excellent, Good
Citi Strata Elite℠ Card
on Citibank's secure site
- Earn 75,000 bonus Points after spending $6,000 in the first 3 months of account opening.
- Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com. Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time. Earn 1.5 Points per $1 spent on All Other Purchases.
- Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
- $595
- Excellent
Terms Apply
American Express® Gold Card
on American Express' secure site
Terms Apply
- You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide (on up to $50,000 in purchases per calendar year, then 1X), 4X Membership Rewards® points per dollar spent at US supermarkets (on up to $25,000 in purchases per calendar year, then 1X), and 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
- No foreign transaction fees
- $325
- Good, Excellent
AMEX
Rewards Credit Cards
One of the top reasons people use credit cards is to earn rewards on their purchases. Whether you prefer cash back, points, or travel rewards anyone that pays their balance off in full each month should be using a rewards credit card. But with so many excellent options out there for rewards cards, the hard part can be deciding which one is best for you. Let’s take a look at a few of the top things to consider when comparing rewards credit cards
First and foremost, it’s important to remember that rewards credit cards are best suited for consumers who are in the habit of paying their balance off in full every month. If you carry a balance on your credit card, you should consider a low interest card instead. But for those that pay in full each month, carrying the right rewards credit card can mean hundreds or even of dollars back in your pocket every year.
Cash Back Rewards Credit Cards
When it comes to rewards credit cards, cash back is the most popular option among U.S. consumers. The nice thing about cash back rewards is that is that they are very straightforward. Simply make purchases with your credit card and earn a percentage back – typically redeemable in the form of a statement credit, check, or gift cards. One popular choice for cash back is the Citi Double Cash® Card.
There is a wide variety of cash back cards. Some offer a simple flat-rate of cash back on every purchase while other offer bonus cash back in certain spending categories. When choosing a cash back rewards card, it’s important to take a look at your own spending habits in comparison with the rewards rates on each card.
Rewards Credit Cards for Travel or Points
While cash back is the most popular form of Rewards Credit Cards, many consumers prefer travel rewards or cards that offer points. These types of rewards credit cards typically come with additional perks and rewards like no foreign transaction fees or benefits to make your travel easier. Some rewards cards are specifically associated with one airlines or hotel, while others offer flexible points or miles that can be redeemed towards virtually any travel purchase. The Capital One Venture Rewards Credit Card is a top choice for travel rewards.
If you’re interested in a rewards credit card for points or travel, you should assess your own wants and needs as far as which perks and benefits matter most to you. Some of these rewards cards come with perks outside of simply earning miles and points on your spending. Benefits like airport lounge access, priority boarding or special credits towards travel can add a lot of value if you’re able to make the most of them.
Rewards Credit Cards – Other Things to Consider
No matter what kind of rewards credit card you are interested in, one thing to always be on the lookout for is any sign up bonus associated with that card. Cash back and travel cards both usually come with attractive sign up bonuses that allow you to earn a big bonus of rewards up front if you meet certain spending requirements. Also, pay attention the annual fees associated with each card. Rewards credit cards that offer the highest rewards rates and best perks will typically come with an annual fee – if you’re a big spender it could definitely come out in your favor to use one of these cards. But if you’d rather not pay an annual fee, there are plenty of options available that still offer stellar rewards.
Take a look at the list of rewards credit cards we have compiled above – these are some of the best offers available. Select the one that best fits your needs and apply today to start earning rewards!

