Applied Bank Secured Visa Gold Preferred Credit Card Review | CompareCredit.com
  • Credit Cards
  • Applied Bank® Secured Visa® Gold Preferred® Credit Card

Applied Bank® Secured Visa® Gold Preferred® Credit Card Review

By Thomas Donaldson

Applied Bank® Secured Visa® Gold Preferred® Credit Card

(58 reviews)

  • No Credit Check or Minimum Credit Score Required
  • Enjoy a low APR of 9.99%
  • Reports to the credit bureaus to build your credit with responsible use
  • $48
  • Poor/Fair/Limited Credit
Product Details
  • Click "APPLY NOW" to apply online
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Our Expert Review

Why We Like It


Offer Rating

3.5/ 5

By Our Editorial Team

Key Benefit

Enjoy one of the lowest APRs available with this secured credit card.

Editor

Getting started with building credit or rebuilding your credit can be very tough. With interest rates on starter credit cards often soaring about 20%, it's nice to see an offer with a highly competitive rate that is available for consumer with Poor/Fair/Limited Credit. The Applied Bank® Secured Visa® Gold Preferred® Credit Card is just that. The APR for this secured card is only 9.99% which is lower than most cards available for those with excellent credit!

Since this is a secured credit card you need to put down a refundable security deposit in order to be approved. That deposit will be returned to you when you close your account as long as you're fully paid up and your account is in good standing. The nice think about secured cards like the Applied Bank® Secured Visa® Gold Preferred® Credit Card is that they report your payment activity to the credit bureaus which will help you build credit with responsible use. Prepaid cards and debit cards don't do that. Apply for the Applied Bank® Secured Visa® Gold Preferred® Credit Card today to start building credit and enjoy an extra low APR!

Pros & Cons

Pros

  • Get approved with Poor/Fair/Limited Credit
  • Enjoy an extra-low APR of 9.99%
  • Build credit with responsible use

Cons

  • Annual fee of $48
  • No rewards program for purchases

Customers Also Viewed

(66 reviews)

Deserve Edu

(477 reviews)

Surge Mastercard®

(137 reviews)

Reflex Mastercard®

(34 reviews)

First Progress Platinum Select MasterCard® Secured Credit Card