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Dining

Credit Quality: Excellent

Rewards

No Foreign Fees

Travel

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4X Membership Rewards® points at Restaurants worldwide (up to $50,000 in purchases per calendar year, then 1X)

4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X)

Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually.

Apply and find out your welcome offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com

apply and find out your welcome offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Welcome Offer

Rewards Rate

Extra Perks

Maximize the rewards you earn on spending with the 

. This card comes with very lucrative rewards rates offering 

 There are also no foreign transaction fees and an annual fee of 

To kickstart your rewards earning, our partner is offering new cardholders the opportunity to earn a welcome offer: 

 Plus, cardholders can enjoy exclusive credits with Uber and Dining services when you enroll and pay with your card (enrollment required). To top it off, there are no foreign transaction fees with the 

, making it a great choice to carry when traveling outside of the country.

, this card is a boon for those who love to explore culinary delights or often find themselves ordering food​​​​. The addition of monthly dining credits at select restaurants and food delivery services further enhances its appeal to foodies.

, making it one of the best credit cards for individuals or families who spend a significant portion of their budget on groceries.

 The absence of foreign transaction fees, along with 

, positions this card as a strong contender for frequent travelers​​​​. Additional travel benefits, such as The Hotel Collection $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com (*eligible charges vary by property), add to its value for those who travel internationally.

Shoppers Looking for Additional Protections:

 The card provides purchase protection, extended warranty, and other shopping benefits that safeguard your purchases and provide peace of mind. This is particularly valuable for consumers who make significant purchases on their card and wish to have added security and protection.

Individuals Seeking Prestigious Perks Without the Highest Fees:

 While offering a suite of premium benefits, the 

 comes with a lower annual fee compared to some of the ultra-premium cards available. It strikes a balance between high-end perks and a manageable fee, appealing to those who want luxury card benefits without the highest possible cost.

 For those who like to get the most out of their credit card spending, the 

 offers lucrative rewards in categories where people tend to spend the most: food and travel. Coupled with the flexible redemption options through American Express Membership Rewards®, it's a strong choice for maximizing rewards​​​​.

 is tailored to those who spend heavily in its bonus categories of dining and groceries, travel frequently and make use of ride-sharing services, value purchase protections, and seek prestigious perks without paying the highest annual fees in the market. Its rewards structure and benefits package make it a compelling option for a wide range of consumers, particularly those who can leverage its unique perks to offset the annual fee and then some. If your spending aligns with the card's rewards structure and you can take advantage of its various credits and perks, it could be a very rewarding addition to your wallet.

The annual fee is not waived the first year

There is an annual cap on the 4X Membership Rewards® points at U.S. supermarkets and restaurants 

Earn big on dining, travel, and supermarkets while enjoying the prestige of American Express

Earn 4X Membership Rewards® points on select purchases

Enjoy special statement credits with Resy, Grubhub, and more (enrollment required)

​​ annual fee. Considering the rewards and benefits, such as dining credits, Uber Cash, and no foreign transaction fees, the fee can be justifiable for those who will make the most of these perks.

There are no foreign transaction fees with the 

The card is considered a premium product, typically requiring a good to excellent credit score for approval. While specifics can vary, applicants should have a strong credit history.

Given its welcome offer, ongoing credits, rewards earning potential, especially in the dining and grocery categories, as well as the travel and shopping protections it offers, the card can be very worthwhile for those who spend in these areas​.

 does not have a preset spending limit. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Qualification criteria include a good to excellent credit score and a strong credit history. The card is aimed at individuals who spend heavily on dining and groceries and who can utilize the travel benefit. Factors such as credit history, income level, and overall financial health play a role in determining eligibility.

Weight

Current Offer

, from our partner, is a rewarding card when used for dining, travel, and supermarket purchases. It does have an annual fee but makes up for it through rewards, statement credits, and a potentially large welcome offer.

American Express

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership.  Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.

Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.

Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.

Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

$120 Uber Cash on Gold:  Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.

$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.

$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.

$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.

Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.

American Express® Gold Card

Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year

Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year

Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com

Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com

Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases

Get the American Express® Gold Card and start earning valuable points on every purchase. Apply securely online today! | CompareCredit

American Express® Gold Card Review | CompareCredit

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