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- American Express
- The Business Platinum® Card from American Express
The Business Platinum® Card from American Express Review
By Thomas Donaldson, February 18, 2021
on American Express' secure site
- 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership
- 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 50% more Membership Rewards® points on each eligible purchase of $5,000 or more
- $595
- Good, Excellent
AMEX
Product Details
- Click "APPLY NOW" to apply online
- Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
- Click "APPLY NOW" to apply online
- Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
- Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
- Terms Apply.
Top Rated For
Our Expert Review
Why We Like It
Offer Rating
5/ 5
By Our Editorial Team
Perhaps the most prestigious card available for business owners, The Business Platinum® Card from American Express is in a class of it's own. Don't let the annual fee of $595 drive you away – the long list of perks and rewards on this card is unmatched. For starters, new cardholders holders receive a huge welcome offer of 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
The ongoing rewards with The Business Platinum® Card from American Express are extremely generous, especially for travel – 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. And if you frequently make large purchases for your business, you'll love the 50% more Membership Rewards® points, an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year. But the perks don't stop there! Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
Pros & Cons
Pros
- Huge welcome offer to kickstart your rewards earning
- Stellar rewards rate on flights
- Generous points bonuses for select purchases
Cons
- No intro APR for purchases or balance transfers
- The $595 annual fee is rather high